Twin Peaks – Taking the cost out of compliance – Clarity
by Dr. Andrew D. Schmulow BizNews, (2018), published electronically. South Africa has now formally begun implementing the new ‘Twin Peaks’ …
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Introduction: The Genealogy and Topography of Twin Peaks – Clarity
by Dr. Andrew D. Schmulow and Dr. Andrew J. Godwin In “The Cambridge Handbook of Twin Peaks Financial Regulation”, edited …
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Twin Peaks ‘Not Enough’ – Clarity
by Dr. Andrew D. Schmulow The Herald [South Africa], 22 June 2016. Without well-regulated banks, South Africa’s economy will not …
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Curbing reckless and predatory lending: A statutory analysis of South Africa’s National Credit Act – Clarity
by Dr. Andrew D. Schmulow Competition and Consumer Law Journal, Vol. 24, no. 3, 2016. This article provides a statement …
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Consumer Protection and Financial System Stability under Australia’s Twin Peaks Model of Financial System Regulation – Clarity
by Dr. Andrew D. Schmulow Paper presented at the 2015 Global Financial Consumer Forum (2015 Annual Conference of the IAFICO), …
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Financial Regulatory Governance in South Africa: The Move Towards Twin Peaks – Clarity
by Dr. Andrew D. Schmulow African Journal of International and Comparative Law, Vol. 25, no. 3, 2017, pp: 393-417. This …
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ASIC’s Loss to Westpac is Terrible for Everyone – Clarity
Last month, an Australian Federal Court ruled against ASIC (Australian Securities and Investments Commission) in its responsible lending case against Westpac Bank, …
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Constructively tough? Neither side has committed to fully adopting perhaps the most important recommendation of the banking royal commission – Clarity
by Dr. Andrew D. Schmulow The Conversation, (2019), published electronically. Among the many recommendations of the banking Royal Commission was …
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